How long does it take to claim insurance money after an accident?

Personal Lines Insurance

So, you’ve had an accident and have filed a road traffic accident claim. How long will you have to wait for your compensation to come in?

Well, that can depend on a variety of factors. First and foremost, it will depend on what happened and how clear the responsible party is. If you can easily prove who (or what) caused the accident, that’s a good way of saving yourself a lot of time.

However, the speed at which this is done can also depend on the type of claim you make, with medical claims usually taking the longest to settle. Here’s what you can expect.

Quick insurance claims

Let’s start with the easier things. If you happen to be filing a road assistance claim or a claim to get you compensated for broken glass on your car, you can expect these things to be resolved fairly quickly, in about one week’s time.

In the former case, you may even be eligible for assistance for free because some insurance companies offer that to their clients as a complimentary service. That’s something that may be worth looking into when choosing your sr22 insurance indiana company in the first place.

As for the second problem, an appointment for repairs is usually arranged in about a week, although this can last slightly more if you need glass from the original manufacturer’s factory. Nevertheless, you should get things sorted out fairly quickly.

Longer insurance claims

When it comes to claims relating to physical damage or medical expenses, you will have to wait a bit longer. Naturally, this primarily depends on the extent of the damage done to your car or on the seriousness of the injuries you suffer.

If there is a need to examine the damage, this will add a few more days before things can get going. On the other hand, you can save some time by taking your car for repairs to the place that works with your insurance company. In any case, though, expect claims for this sort of things to last several weeks, maybe even a few months.

Medical claims, however, take the longest, and some serious cases can take years to close. This is especially the case when it comes to difficult injuries because there is a lot of paperwork and the hospital the patient visits and the doctors who worked with the patient also get involved.

In this type of cases, you absolutely want to have solicitors for road traffic accident claims to help you out, but having them around when making a claim to repair the damage is very much recommended, too.

What when the claim is settled?

If the claim is settled in your favour, you can expect the compensation to reach you in three or four weeks after the case is closed. Your solicitor will brief you on everything you need to know and explain everything to you, so apart from taking care of your case, they will also relieve you of the stress of dealing with all the bureaucracy.

In any case, in about a month after your case is closed, you should be able to put it all behind you.

Written by Frederick Jace

A passionate Blogger and a Full time Tech writer. SEO and Content Writer Expert since 2015.

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