Frederick Jace
Many cash back credit cards earn additional rewards on groceries. Blue Cash Preferred Card offers 6% cash back on grocery purchases, and Discover provides rotating bonus categories. You can also choose a credit card that offers unlimited 2.5% cash back. In this article, we’ll look at the best cash back credit cards for groceries and the benefits of each one.
Cash back credit cards earn bonus rewards on grocery purchases
Cash back credit cards offer multiple ways to earn bonus rewards. You can earn rewards on all of your purchases, but grocery shopping is particularly lucrative for some. Cash back credit cards often have rotating bonus categories, so you may want to consider several. American express blue benefits give you 5% cash back in rotating categories every quarter is one option. These cards have a $1,500 maximum quarterly bonus, which can add up fast!
Although groceries are a huge category for many consumers, different credit card issuers have different definitions of grocery purchases. If you’re not sure if your purchases qualify, test out the different credit card offers to make sure you’re getting the best rewards possible. Check out the annual fee and signup bonuses for grocery rewards to maximize your savings. By using a cash back credit card for your grocery shopping, you can earn bonus rewards without sacrificing any of the benefits.
Rotating bonus categories
Activate your cash back credit card’s rotating bonus categories each quarter to maximize your rewards. The credit card pays 5% cash back on qualifying purchases and the bonus categories change every quarter. If you have had the card for more than three months, you can earn a $300 bonus each year by activating the categories every quarter. In addition to a base cash back rate of 1%,
The cash back credit card offers rotating bonus categories. There are many rotating categories, but you have to activate each category to maximize your cash back. This process can take up to 48 hours after you report a lost or stolen card. You can even get a reminder email two months before the new quarter begins. The card expires in 2022 so make sure you activate the bonus categories each quarter. While this may seem like a hassle, it makes the cash back program more rewarding.
Blue Cash Preferred Card offers 6% cash back
If you like to shop at supermarkets, the American Express Blue Cash Preferred Card can be an excellent choice. The card offers 6% cash back on grocery purchases, up to a maximum of $360. You can also earn 1% cash back on select U.S. streaming services. This card offers a great welcome bonus, too. And you can earn cash back in many other ways, too.
This credit card offers 6% cash back on grocery purchases, but the company does not apply the extra cash back if you purchase gas or superstores. You can also get 3% cash back on purchases made at taxis, buses, or public transportation. The cash back is only given on the first $6,000 you spend on groceries per year, which works out to $500 per month. However, you can also earn bonus points when you pay with your card at participating restaurants, hotels, and online stores.
The credit card’s rewards can be redeemed for statement credits, gift cards, or merchandise, and they never expire. To redeem your rewards, all you need to do is use the card and swipe it at the checkout. Once you have earned enough points, you will be rewarded with an easy-to-redeem reward.
